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Heritage Resources

The Mathematics of Personal Finance & Investments (G534)

The Mathematics of Personal Finance & Investments (G534)

Regular price $29.95 CAD
Regular price Sale price $29.95 CAD
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Item Code: G534
Publisher: Harcourt Achieve
Grades: Grade 6, Grade 7, Grade 8, Grade 9, Grade 10, Grade 11, Grade 12
Page Numbers: 160

The Consumer Math workbook series from Harcourt Achieve is designed to help students understand the relevancy of math to their daily lives. Each workbook begins with a basic review of math concepts before moving on to specific skills, which are taught using a pre-skills test, problem - solving strategies, a review, and a test. Group projects, practice forms, charts, a glossary, and an answer key are also included.

This workbook is divided into three sections:

-- Math Skills and Concepts (whole numbers, fractions, decimals, percents, mean, median, mode, calculator basic operations, estimation)
-- Personal Finance (sales tax, budgeting expenses, Net Worth, purchasing power)
-- Investments (retirement plans, mutual funds, certificates of deposit, buying stocks, U.S. Saving Bonds)

Consumer Math: The Mathematics of Personal Finance & Investments covers math principles to plan a budget and build savings for retirement, plan for expenses, determine net worth, and more.
Extension-activities offer challenging problems related to the theme, and problems covering money, mental math, estimation, and calculator skills ensure students have a well-rounded knowledge base for handling multiple types of consumer math problems. 160 perforated newsprint-like pages, softcover.

Shipping & Returns

We ship using Expedited Parcel by Canada Post or via Courier which means you should get your parcel in 4-7 business days once shipped. If you would like your order sooner, please contact us for Xpress or Priority Post rates. 

If your order qualifies for free shipping and one or two books are backordered, we will hold your entire order until we can ship. If the wait is longer than several days, we will be sure to email you and notify you of total wait time. We can make arrangements for split shipping an order for a flat rate shipping charge if necessary.

Returns

Occasionally you will purchase something that turns out to be quite different from what you expected.

-Returns will be accepted on items listed in the catalogue with the exception of Alpha Omega and Bob Jones materials.
-All damages on items must be reported within 5 days of when you received that item.
-CDs/DVDs that have been opened are not eligible for returns.
-Any items that are specially ordered cannot be returned without prior approval. -Catalogue items must be returned within 30 days with a copy of the invoice and must be returned in new condition. Be sure to wrap and package the books well.

Full credit will be given (shipping and handling excluded) for books arriving in new condition. We reserve the right to apply a restocking fee on larger returns.

If you received free shipping on your order, and your return brings your order below our free shipping rate, the shipping cost will be deducted from your credit.

How to Order

Orders can be placed by adding products to your shopping cart and checking out. You can also order by phone, fax, email, or regular mail. If you are ordering online, your order will automatically be emailed to us once you check out. You will receive an email confirmation within two working days that your order is being processed. If you have any questions, use the message box that will be submitted with your order with any additional information/instructions.

To request a copy of our catalogue, please contact us.

Heritage Resources tries to keep a good level of inventory and should be able to send out your order quickly after it is received. If you are in a particular hurry, please let us know and we will inform you of any delays. 

Payment Information

Payment can be made online with Interac E-transfer, VISA, MasterCard, Debit (if picking up your order) cheque, or money order. Select ‘other’ at payment options for us to call you to arrange payment details if you prefer to not do that online.

Purchase Orders

Yes, we take Purchase Orders! Please indicate school you are billing to and the p.o. number if you have it. This can be done by going back to the shopping cart under additional notes on bottom left of the screen.

Hours

Because this is a family operated business, there are times when we need to be away to pick up product or for other reasons. We ask that you call ahead to make sure someone is home to assist you. We are often available during the evening and on Saturdays. We are closed on Sundays.

Regular instore hours are 9am - 4pm, Monday thru Friday.

Shipping and Handling Charges

Shipping and handling costs in Canada are based on the value of your order. Shipping costs to destinations outside Canada will be determined on an individual basis after an order is received.

Purchase Value(before tax) Shipping Cost
$0.00 - $140.00 $14.00
$140.01 - $200.00 $17.00
$200.01 - $300.00 $22.00
$300.01 - $450.00 $24.00
$450.01 - Free shipping
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